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        Amtrust Financial
        Restaurant Risk Report
        Download Full Report

        Cuts and Scrapes Hurt

        Slip and fall accounts for 4.5 times more in paid losses than punctures or cuts.

        Note: Graph shapes are not representative of the actual paid loss amount. *Other constitutes motor vehicles $20.1M, strike against/step on $12.7M and caught in or between 5.7M.

        Cuts, punctures or scrapes make up a third of restaurant claims reported

        In an industry where slicing & dicing plays a major role in food preparation, it’s not a surprise that cuts, punctures and scrapes make up a third of restaurant claims reported. However, there are certain measures that can be employed to help reduce the severity of these injuries.

        How long will a worker be out

        Summertime Risks Heat Up

        Overall, June, July, & August have the highest reported restaurant workers’ comp accidents.

        Loss Control Details

        From Memorial Day to Labor Day, the restaurant work force nearly doubles. And, these inexperienced and/or newly hired seasonal workers are more likely to be injured than those who have been on the job for a while. Always assume new employees have no safety training at all, and then provide it.

        A few loss control best practices to implement over the summer to help reduce the risk of workers’ injuries include:

        Slips and Strains are Leading Injury Causes

        Injuries to wrists/hands caused the most lost time

        averaging 265 lost days of work

        Average Lost Time by Body Part (For Two Highest Categories Causing Injuries)

        Slips and Falls

        Lower Back
        22.8 Days
        Upper Leg
        27.0 Days
        31.0 Days
        Lower Leg
        46.0 Days
        53.1 Days
        62.0 Days
        Misc. Body Parts
        113.4 Days

        Strain or injury by holding or carrying

        Multiple Trunk
        25.7 Days
        Lower Back
        29.5 Days
        65.0 Days
        118.4 Days
        156.0 Days
        185.5 Days
        Wrist(s) & Hands(s)
        265.0 Days

        Serving up Safety

        Coffee Shops Coming in Hot

        Cafés/coffee shops yield the highest lost time by 45% compared to all other restaurant types.


        On policies underwritten by AmTrust, our 10-year loss ratio has greatly outperformed the industry.

        The United States of Lost time

        Average time lost due to restaurant industries varies from less than 4 days to nearly 2 months.

        Are you interested in becoming #AmTrustInsured? Connect with an agent today and secure your tomorrow.

        Join hundreds of thousands of small businesses across the U.S. and get #AmTrustInsured.

        Are you an AmTrust appointed agent? Find out how we can support you.


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        • AmTrust Financial Services, Inc.
        • 59 Maiden Lane, 43rd Floor
        • New York, NY 10038
        • 212.220.7120
        • www.9yili.icu
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